Buy Sell Advisory
Employee ownership

Turning a Key Employee Into an Owner?

Bringing a key employee into ownership is a milestone. The buy-in price, ownership obligations, and future exit terms all deserve a clear financial look.

Employee buy-ins often happen in stages and at a negotiated price. Without a fresh look at value and funding, the new owner and existing owners can have very different expectations about what happens if someone leaves, dies, or becomes disabled.

Questions worth answering

  • 01How is the buy-in price being set?
  • 02How will the employee pay for the ownership interest?
  • 03What happens to their interest if they leave or retire?
  • 04How would a buyout be funded if an owner dies or becomes disabled?
Complimentary Ownership Transition Review

We review an informal estimate of your business value, your ownership structure and potential buyout obligations, and how a buyout would be funded — then flag anything that may need attention from your attorney or CPA. No cost, no obligation.

Step 1 of 4Ownership situation
What’s changing in your business?

Informal business valuations are planning estimates, not certified appraisals. Funding reviews do not guarantee a sufficient future payout. Legal agreement interpretation and tax questions are reserved for qualified attorneys and CPAs. The initial and eligible annual reviews are complimentary; participation does not require purchasing products or engaging additional professionals. Financial or insurance professionals may receive compensation if you independently choose to implement a product.

Other ownership changes
New equity partner
Congratulations on Your New Partner. Is Your Buy-Sell Plan Ready?
Partner retirement
When Your Partner Retires, Is Your Business Prepared for the Buyout?
Business succession
Planning Your Business’s Next Chapter?
Annual valuation & funding review
When Was Your Buy-Sell Plan Last Reviewed?